Expat Insurance

At IMG we realise that working and travelling abroad can be an exciting experience. We also know that anything can happen while away from home, whether visiting on a short-term basis or living abroad indefinitely. It’s important to be prepared for any unexpected illness, injury or medical emergency. However, the reality is that many traditional medical plans simply are not designed for overseas assignment or international travel.

Being a global citizen can be an exciting experience, but it also comes with potential complications. Your health care while traveling should not be one of those concerns. With Global Medical Insurance, a revolutionary program from International Medical Group® (IMG®), you will receive the worldwide medical coverage you need, backed by the world-class services you expect.

The Cigna Close CareSM plan covers you in your country of habitual residence and your country of nationality. This means you only pay for coverage where you need it most, in the country you will be living in and when you return home for temporary visits. For additional peace of mind, when you are visiting a location outwith your area of coverage, the Cigna Close CareSM plan includes emergency medical coverage. This is covered on an inpatient or daypatient basis, or outpatient basis (if the Outpatient and Wellness Care option has been purchased under the policy) during temporary trips, even if those trips are outside the area of coverage. Coverage is limited to a maximum period of twenty one (21) days per trip and a maximum of forty five (45) days per period of cover for all trips combined.

Regency for Expats is an established international private health insurance provider for globally mobile people, serving individuals, families and corporate clients in over 120 countries. It is our aim to help you to protect the people who are important to you. Regency for Expats range of international health insurance plans are designed to provide globally mobile individuals and corporate clients with the option of choosing the best possible medical and surgical care when at home or away, either living or working overseas.

Having joined the millions of others around the world who’ve taken the huge step in life to relocate to a new country, it’s important to secure peace of mind in as many aspects of your new life as possible. At Cigna, we specialise in health insurance policies for expats just like you, ensuring you have the very best of care available to you as and when you need it. We currently provide health insurance for customers in over 200 countries and territories, and take great pride in being able to support the globally mobile population with a medical network of over 1 million hospitals and medical professionals worldwide. With Cigna, you can create the policy that’s right for you and your family. We offer three distinct levels of cover, with a host of optional additional benefits. Read on to find out more about what we have to offer.